These Terms and Conditions (the “Terms”) constitute a legal agreement between you and Olonio, Leonkatu 22D163, 00540 Helsinki, Finland ("Olonio", "we" or "us") governing the use of our website and our services (collectively “Services”). We license use of our Services to you on the basis of these Terms.

1. Terms of use

1.1. The provisions set out in these Terms govern your access to and your use of our Services and shall constitute a legally binding agreement between you and us. We may change such terms from time to time and it is your responsibility to periodically review these Terms to stay informed of updates. If you do not agree to such terms, you must not use our Services.

1.2. Subject to you agreeing to abide by these Terms, we hereby grant to you a revocable, non-exclusive and non-transferable license to use our Services on these Terms.

1.3. We reserve the right to, without any notice, explanation or liability and in our sole discretion, refuse to allow you or suspend your access to our Services at any time, or remove or edit content (including content submitted by you) on our Services.

1.4 We reserve the right to change, modify, suspend or discontinue any portion of the Services, or any other services. You agree that access to or operation of any of the foregoing may from time to time be interrupted or encounter technical difficulties.

2. Fees and Payments

2.1. All charges for the paid services (“Charges”) are posted on the Services, or otherwise set forth in the Agreement. You agree to pay for paid services according to these Terms. Charges paid by Customer are non-refundable.

2.2. Any Fees due in relation to your Account must be paid by their due date for payment, as notified to you through our Services or otherwise. Failure to make timely payment of the Fees may result in the suspension or termination of your access to your Account and/or our Services or any of the Services.

2.3. Our Fees may be amended from time to time at our discretion. We will provide you reasonably advanced written notice of any amendment of Fees.

2.4. You shall be responsible for any applicable taxes (including any goods and services tax) under these Terms.

2.5. All payments shall be made by using the payment methods specified by us from time to time. You acknowledge and agree that you are subject to the applicable user agreement of any third-party payment methods. We shall not be liable for any failure, disruption or error in connection with your chosen payment method. We reserve the right at any time to modify or discontinue, temporarily or permanently, any payment method without notice to you or giving any reason.

2.6. We must receive payment in full no later than the day on which such payment is required to be paid in immediately available and freely transferable funds, without any restriction, condition, withholding, deduction, set-off or counterclaim whatsoever.

2.7. Unless otherwise notified in writing by us, termination of your Account for any reason whatsoever shall not entitle you to any refund of the Fees.

3. Rights

3.1. Unless we expressly agree otherwise in the Agreement, all Content, the Services, and all intellectual property rights associated with the Content and Services, are the sole and exclusive property of Olonio. Subject to your full and complete payment of all amounts due to Olonio, and to the extent Olonio provides you with visual, textual, and/or interactive works or materials, in any form, as part of the Services (individually and collectively, the “Olonio Content”),Olonio grants you a non-exclusive, non-transferable, non-sublicensable, revocable, worldwide, limited license to use the Olonio Content solely in connection with your use of the Services.

3.2. You agree not to use, copy, remove, publish, distribute, perform or display any Olonio Content, or any portion thereof, in any other context or website or in connection with any other service. Except for the license granted herein, this is an agreement for services, and you are not granted any licenses under the Agreement. You will not take any actions inconsistent with our ownership of each of our rights in the Content and the Olonio Content.

3.3. In connection with the rights and licenses granted by Olonio under the Agreement,

3.3.1. You may share Olonio Content with Third Parties on Social Media or on blogs or websites or otherwise, provided you have prito obtained express written consent to do so from us.

3.3.2. Olonio may provide you with user Documentation and/or reference manuals, (collectively, the “Documentation”). Olonio is the sole and exclusive owner of all right, title and interest in and to the Documentation and all of the intellectual property rights associated with the Documentation.

3.4. You agree you will not, directly or indirectly:

3.4.1. reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, object code, or underlying structure, ideas, or algorithms of, or found at or through the Services or any software, Documentation, Olonio Content or data related to the Services (“Content”);

3.4.2. remove any proprietary notices or labels from the Services or any Content; reproduce or copy the Content or the Services or any part thereof;

3.4.3. modify, translate, or create derivative works based on the Services or any Content;

3.4.4. copy, sell, license, sublicense, distribute, pledge, assign, or otherwise transfer or encumber rights to the Services, the Olonio Content, or any Content;

3.4.5. create any derivative product from any of the foregoing;

3.4.6. without our express written permission, introduce software or automated agents or scripts to the Services so as to produce multiple accounts, generate automated searches, requests and queries, or to strip or mine data from the Services;

3.4.7. perform or publish any performance or benchmark tests or analyses relating to the Services or the use thereof;

3.4.8. upload, link to or post any portion of the Content and/or the Olonio Content on a bulletin board, intranet, extranet or website;

3.4.9. use or distribute the Content and/or the Olonio Content in violation of any applicable laws, regulations or export restrictions;

3.4.10. possess or use the Content in any format other than machine-readable format;

3.4.11. use the licenses and rights granted under the Agreement to design, develop or distribute a commercial product or service that competes with the Services;

3.4.12. circumvent or attempt to circumvent any technological measures designed to enforce certain limitations or instructions with respect to your use of the Services;

3.4.13. use the Services to send or store infringing, obscene, threatening, harassing, libellous, or otherwise unlawful or tortious material, including material harmful to children or violative of third party privacy rights; or

3.4.14. allow third parties to gain access to the Services or to otherwise use the Services in any manner other than as expressly permitted in this Agreement.

3.5. Olonio reserves all rights in the Services not explicitly granted herein.

3.6. You acknowledge and agree that the Services, the Content, Olonio names and logos and all related product and service names, design marks and slogans, and all other material comprising the Content or the Services, are the property of Olonio or its affiliates or suppliers (collectively, the “Marks”). Unless stated otherwise, all Marks are protected as the copyright and/ or other intellectual properties are owned by Olonio or by other parties that have licensed their material to Olonio. You are not authorized to use any of the Marks in any advertising, publicity or any other commercial manner without the prior written consent of Olonio. Your use of the Services confers no title or ownership in the Services, the Content or the Marks and is not a sale of any rights in the Services, the Content or the Marks. All ownership rights remain in Olonio or its third-party suppliers, as the case may be.

3.7. You acknowledge and agree that any comments, ideas and/or reports provided to Olonio (“Feedback”) shall be the property of Olonio and you hereby irrevocably transfer and assign to Olonio such Feedback, and all associated intellectual property rights, provided however that you shall be free to use such Feedback in the ordinary conduct of your business.

4. Uploading Data

4.1. The services invite you to upload your Raw Oura data obtained from Oura Cloud service (collectively, "Data").

4.2. You are fully responsible for your Data uploaded to our services. We will not be responsible, or liable to any third party, for:

4.2.1. the Data or accuracy of any Data or data uploaded by you; or

4.2.2 the loss of any Data or data provided to us by you. You should keep a record of all such Data and data.

4.3. We do not assert any ownership over your Data. You retain full ownership of all of your Data and any intellectual property rights, or other proprietary rights associated with your Data. We are not liable for any statements or representations in your Data provided by you in any area on the Services.

4.4. We have the right, in our sole and absolute discretion, to edit, redact, or otherwise change any Data; to re-categorize any Data to place them in more appropriate locations on the Services; and to pre-screen or delete any Data at any time and for any reason, without notice.

5. Prohibited Uses

5.1. You may use our Services only for lawful purposes. You may not use our Services:

5.1.1. in any way that breaches any applicable local or international laws or regulations;

5.1.2. in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

5.1.3. to send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards as set out in our prevailing terms and conditions as amended from time to time; and

5.1.4. to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

5.2. You also agree:

5.3. not to reproduce, duplicate, copy or re-sell any part of our Services in contravention of the provisions of our Terms; and

5.4. not to access without authority, interfere with, damage or disrupt:

5.5. any part of our Services;

5.6. any equipment or network on which our Services is stored;

5.7. any software used in the provision of our Services; or

5.8. any equipment or network or software owned or used by any third party.

6. Restrictions

Except as expressly set out in this Agreement or as permitted by any applicable law, you undertake:

6.1.1. not to reproduce, copy, modify, adapt, translate, publish, display, communicate, transmit, sell, exploit or use the whole or any part of any Service or any of the contents therein for any commercial or other purposes;

6.1.2. not to disassemble, decompile, reverse-engineer or create derivative works based on the whole or any part of the source code of our Services nor attempt to do any such thing, or to reproduce, display or otherwise provide access to the Services or any of the contents therein, including but not limited to framing, mirroring, linking, spidering, scraping or any other technological means;

6.1.3. not to provide or otherwise make available our Services in whole or in part (including but not limited to program listings, object and source program listings, object code and source code), in any form to any person without prior written consent from us;

6.1.4.to include our copyright notice on all entire and partial copies you make of our Services on any medium;

6.1.5. to comply with all applicable technology control or export laws and regulations; and

6.1.6. not to disrupt, disable, or otherwise impair the proper working of the Services, our Services or our servers, such as through hacking, cyber-attacks (including but not limited to denial-of-service attacks), tampering or reprogramming.

7. Intellectual property rights

7.1. You acknowledge that all intellectual property rights in our Services anywhere in the world belong to us, that rights in our Services are licensed (not sold) to you, and that you have no rights in, or to, our Services other than the right to use them in accordance with these Terms.

7.2. Any intellectual property rights in content uploaded by you to our Services shall continue to belong to you or their respective owners. You agree that you grant us a royalty-free and non-exclusive license to use, reproduce, publish and display such intellectual property rights for the purposes of performing the Services, internal administrative purposes and any other purposes set out in these Terms, including for the purpose of improving the Services and our responses to users of the Services.

7.3. You acknowledge that you have no right to have access to our Services in source code form.

7.4. You must not modify the paper or digital copies of any materials you have printed off or downloaded from our Services in any way and you must not use any illustrations or any graphics separately from any accompanying text.

7.5. Our status (and that of any identified contributors) as the authors of content on our Services must always be acknowledged.

7.6. You must not use any part of the content on our Services for commercial purposes not specified on our Services without obtaining a license to do so from us or our licensors.

7.7. If you print off, copy or download any content on our Services in breach of this Agreement, your right to use our Services will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

8. Term and Termination

8.1. These Terms shall remain in full force and effect while you use the Services. Without limiting any other provision of these Terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Services (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms or of any applicable law or regulation. We may terminate your use or participation in the Services or delete your account and any content or information that you posted at any time, without warning, in our sole discretion.

8.2. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

8.3. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

9. Warranties

9.1. While we make all efforts to maintain the accuracy of the information on our Services, we provide the Services, Services and all Related Content on an “as is” and “as available” basis, unless otherwise specified in writing. We make no representations or warranties of any kind, express or implied, as to the operation of any of the foregoing, unless otherwise specified in writing.

9.2. To the full extent permissible by law, we disclaim all warranties, express or implied, relating to our Services or any Services, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the Services, our Services, the Related Content, or electronic communications sent by us are Error-Free, or free of viruses or other harmful components.

10. Medical Disclaimer

10.1. The information provided in the Services is not intended or implied to be a substitute for professional medical advice, diagnosis, or treatment. All content, including text, graphics, images, and information, is for general information purposes only.

10.2. Olonio makes no representation and assumes no responsibility for the accuracy of information contained in or available in the Services.

10.3. You are encouraged to confirm any information obtained with other sources and review all information regarding any medical condition or treatment with your General Practitioner. Please do not disregard professional medical advice or delay seeking medical treatment because of something you have discovered using our Services.

10.4. Olonio does not recommend, endorse, or make any representation about the efficacy, appropriateness or suitability of any recommendation or other information.

10.5. Olonio is not responsible nor liable for any advice, recommendation, or any other information that you obtain from the Services.

10.6. Olonio accepts no responsibility or liability for any adverse consequences resulting directly or indirectly from the use of our in the Services. Contact your doctor immediately if you suspect that you have a medical problem or emergency.

10.7. We are not responsible for your personal actions or choices before, during or after using any of our Services.

10.8. You accept full responsibility for your use, or non-use, of any information provided by us through any means whatsoever. Your use, or non-use, of this information is at your own risk, and you absolve us of any liability or loss that you or any other person, may incur from your or their use or non-use of the Olonio Services, or information provided by Olonio. If you have any concern, please consult a physician or any other medical specialist.

11. Limitation of Liability

11.1. We are not liable for the completeness, accuracy or correctness of any information uploaded on our Services and any Related Content. You expressly agree that your use of the Services and our Services, is at your sole risk.

11.2. We do not assist with dispute resolution between any you and any Consultant and are not obliged at any time to adjudicate on any such dispute. In the event of any dispute, you are responsible for contacting the relevant Consultant. Without prejudice to the foregoing, we remain entitled at all times to investigate at our discretion any complaint regarding the use of our Services or any suspected unlawful activity and to take any action that we deem appropriate, including to file a report with the appropriate authorities.

11.3. You agree not to use the Services, our Services and the Related Content for any re-sale purposes, and we have no liability to you, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising under or in connection with these Terms (including but not limited to the use of, or inability to use, the Services, our Services or any other website or software) for:

11.3.1. loss of profits, sales, business, or revenue;

11.3.2. business interruption;

11.3.3. loss of anticipated savings;

11.3.4. loss or corruption of data or information;

11.3.5. loss of business opportunity, goodwill or reputation; or

11.3.6. any other indirect or consequential loss or damage.

11.4. Nothing in these Terms shall limit or exclude our liability for:

11.4.1. death or personal injury resulting from our negligence;

11.4.2. fraud; and/or

11.4.3. any other matter in respect of which we are prohibited under applicable law from limiting or excluding our liability.

11.5. Our Services is not intended to serve a record-keeping function and we shall not be liable for any loss of data or content.

11.6. These Terms set out the full extent of our obligations and liabilities in respect of the supply of the Services and our Services. Except as expressly stated in these Terms, there are no conditions, warranties, representations or other terms, express or implied, that are binding on us. Any condition, warranty, representation or other term concerning the supply of the Services and our Services which might otherwise be implied into, or incorporated in, these Terms whether by statute, common law or otherwise, is excluded to the fullest extent permitted by law.

12. Indemnity

You agree to indemnify and hold us, our related corporations, and our respective directors, officers, employees, agents and representatives, independent contractors, licensees, successors and assigns harmless from and against all claims, losses, expenses, damages and costs (including but not limited to direct, incidental, consequential, exemplary and indirect damages), and reasonable legal fees, resulting from or arising out of your act, default or omission, whether in your use of our Services, Services, and/or any websites or software in relation thereto or otherwise, and whether in respect of your breach of these Terms or any laws or regulations or otherwise.

13. Other important terms

13.1. We may transfer our rights and obligations under these Terms to another organisation, but this will not affect your rights or obligations under these Terms.

13.2. You may only transfer your rights or your obligations under these Terms to another person if we agree in writing.

13.3. No joint venture, partnership or agency or employment relationship has arisen by reason of these Terms.

13.4. These Terms and any document expressly referred to in it constitutes the entire agreement between us regarding their subject matter, and supersedes and extinguishes all previous agreements, promises, assurances, warranties, representations and understandings between us, whether written or oral, relating to that subject matter. You agree that you shall have no remedies in respect of any statement, representation, assurance or warranty (whether made innocently or negligently) that is not set out in these Terms or any document expressly referred to in it. You agree that you shall have no claim for innocent or negligent misrepresentation or negligent misstatement based on any statement in these Terms or any document expressly referred to in it.

13.5. All communications and notices made or given pursuant to this Agreement must be in the English language.

13.6. If we fail to insist that you perform any of your obligations under these Terms, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.

13.7. Each of the conditions of these Terms operates separately. If any court or competent authority decides that any of them are unlawful or unenforceable, the remaining conditions will remain in full force and effect.

13.8. These Terms, its subject matter and its formation, and any other disputes or claims in connection therewith, are governed by the law of Finland. In the event of any such disputes or claims in connection with these Terms, you agree to first engage in good faith discussions with us to resolve such dispute or claim. If such dispute or claim is not resolved within sixty (60) days, we both irrevocably submit to the exclusive jurisdiction of the courts of Helsinki.